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Getting into financial trouble
Anyone can get into financial trouble. There are a number of solutions to solve financial problems. It is important to seek help sooner rather than later.
The first step is to contact and look at solutions with a consultant.
You can call us at 512-6600 or visit us at Hlíðasmári 11, between 10 and 15 every working day.
No need to make an appointment.

Healthy finances
There are many things you can do to improve or maintain good financial health.

Bankruptcy
Before filing for bankruptcy, it is important to seek advice.
Learn more about bankruptcy.
News and announcements
The search for the money - A guide to financial self-sufficiency
We are pleased to announce that the book Search for the Money, a guide to financial independence has now been published. The book is a follow-up to the podcast Search for the Money produced by Kolbeinn Marteinsson for the Debtors’ Ombudsman, Gunnar Dofri Ólafsson, who supervised the show and are also the authors of the book. The book is published in collaboration with the UMS with support from the Ministry of Social Affairs.
2024 in numbers
In 2024, 749 applications for assistance were submitted to the Debtors Ombudsman because of financial problems, compared to 702 applications in 2023.