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A person with legal domicile in Iceland may file a bankruptcy claim on their own estate. Personal bankruptcy is a decisive decision and has various effects.

Financial problems can often be resolved without bankruptcy, and it is important to seek financial advice before making a decision.


The debtor's representative has compiled a

How does bankruptcy work?

  1. At the beginning of bankruptcy, a claim is submitted to the district court

  2. When the claim is accepted, a liquidator is appointed

  3. When the exchange is complete, a 2 year expiration period begins

  4. Once the 2 year expiration period has expired


Next: Filing for bankruptcy