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Housing & Construction Authority: Loans for individuals

What types of apartments can be purchased with an equity loan?

Equity loans are granted for the purchase of new affordable properties that have been approved by HMS. In exceptional cases, older properties outside the capital area are approved, if they have been totally renovated (as new).
On property websites like fasteignir.is and mbl.is you can search for apartments that are eligible for equity loans (hlutdeildarlán).

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How can we help?

Housing & Construction Authority

Contact us

Email: hms@hms.is

Tel: 440 6400

Service hours

Monday to Thursday
8:30 to 15:30

Friday
9:00 to 14:00

Address

Borgartúni 21, 105 Reykjavík

Ártorgi 1, 550 Sauðárkróki

Hafnarstræti 107, 600 Akureyri

ID number: 581219-1480