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Housing & Construction Authority: Loans for individuals

What is a loan for rural areas

Loans for rural areas are provided for the construction of affordable housing in areas where financing is difficult to obtain or where interest rates are much higher than in other regions of the country.
You can apply when a building is weather-tight, provided the construction cost is known. Until then, the project is usually financed by personal funds or other loans.

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Housing & Construction Authority

Contact us

Email: hms@hms.is

Tel: 440 6400

Service hours

Monday to Thursday
8:30 to 15:30

Friday
9:00 to 14:00

Address

Borgartúni 21, 105 Reykjavík

Ártorgi 1, 550 Sauðárkróki

Hafnarstræti 107, 600 Akureyri

ID number: 581219-1480