The total loan amount on a property with a special needs loan can be up to 90% of the property price or construction costs. The lower amount of either the purchase price or property valuation applies.
If the need it great, it is possible to apply for an exception to get a higher loan ratio
Indexed loan
Special needs loans are indexed loans. You can choose from:
Fixed interest rates for 5 years at a time. The loan period is 40 years.
Fixed interest rates for the duration of the loan. The loan period is 35 years.
Service provider
Housing & Construction Authority