Difficulties with finances and housing loan payments can happen to anyone. Unexpected events can occur that change the initial assumptions. Various solutions are available to deal with the problem, depending on the extent of the problem and each individual’s circumstances.

It is important to seek immediate help before the debt becomes significant. If you are having payment difficulties with your HMS housing loan, please contact us as soon as possible. You can contact us by phone 440 6400 and ask for one of our loan advisors or send an email to innheimta@hms.is.